What Is a Balance Transfer? 0000005171 00000 n The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. JavaScript must be enabled to use this site.We're sorry for any inconvenience. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. I know it's not possible to do it online. endstream I called, they told me it couldn't be done and that I would need to fill out a form. 187 0 obj Mobile myki Frequently asked questions - Public Transport Victoria 0000011139 00000 n It appears as a "Approved Level 2" request on my myki account on the website. 2. 0000117992 00000 n 0000118233 00000 n I realise this is not a life-changer, but there's a principle at stake. I found that other card with $19.90 on it. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. You will need to provide identification to show that you are the registered myki card holder. Image what could have been done with a billion fucking dollars. The call centre staff member told me "we're not a financial institution so it's not that simple". If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Question about Myki. Why isn't transferring Myki money a - Reddit 0000013222 00000 n Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Whats the difference between a hard credit inquiry and a soft credit inquiry? What if my card is lost or stolen? Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Why Melbourne's public transport ticketing system myki may soon be You can replace your ticket if its expired, damaged or defective. trailer Can You Get a Student Credit Card With No Income? Myki - Got Fine for Low Balance - OzBargain Forums You would break even only after a year. Check your old Myki cards - Daniel Bowen Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Was told a main railway station can move the balance. Balance Transfers for Credit Cards - Tips and Advice | CIBC <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. The system was delivered more than $500m over budget and behind schedule. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Balance transfer fees may apply. How to Transfer a Credit Card Balance to Another Credit Card It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. How can I check the balance of my myki card? More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000000016 00000 n Whats the Difference between Business vs. Corporate Credit Cards? 0000003774 00000 n Transfer your balances to the card with the best offer or your new card. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Most issuers of balance transfer cards let you initiate the balance transfer process online. FAX?! What is the best cash advance credit card? Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. But what if the amount is comparable to or less than the postage? If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. A billion fucking dollars. 180 0 obj To. To use, simply: top-up your card tap on at the start of your journey tap off at the end. To transfer Myki you need to deactivate the myki card and move to the new device. Top up your myki We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. It has trouble with form-filling on mobile devices, however. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. How many level crossings could have been grade-separated with that money? My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. 3. You would think they could have done it over the phone. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. xen0. About a week back, I went from Frankston to St. Albans, changing at Flinders. You may also need to restart your phone after updating the app. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Manage another person's myki JavaScript must be enabled to use this site.We're sorry for any inconvenience. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. What a frikkin waste of money! 0000001429 00000 n Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. The reason for that is because low interest rates for transfers are made to attract new customers. and our The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Contact us to request the transfer. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Wallethub doesnt charge for this service. For more information, visit the V/Line website. endobj Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Then I begrudgingly bought a new Myki card. endobj Yes, #Myki cards expire after four years - Daniel Bowen 0000012144 00000 n Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. They are good for people who use transport frequently. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Myki card Myki card child pages. Press J to jump to the feed. Replacements usually take up to 10 business days and include the remaining balance of the old card. 0 We're working to improve the messaging. Renew driver licence. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria there's no excuse for this money-grubbing by the Myki corporation. @john_miller 03/01/23 This answer was first published on 03/01/23. How does credit and credit cards work for students? Nor does your card expire after 90 days of not getting used. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . If you have Mobile myki you can set Auto Load via the Google Pay app. Select the card with the best balance transfer offer available to you. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Your first touch on creates a 2 hour fare. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies Do I ever lose the money . Done it twice now. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. They contacted me, I did it online and they posted me a new card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. This question is about Synchrony Bank Credit Cards. You'll need to know the account number for your existing balance and how much you want to transfer. 0000002627 00000 n When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. If it doesn't appear, your phone does not have an NFC chip. Tap Transfer Existing Card. 1. They actually can transfer your funds really easily but you need to get a case created. Hire the best financial advisor for your needs. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Keep in mind that credit utilization is also affected by individual card balances. How to replace your myki: - Vtsnfttest.com.au If you travel occasionally pay as you go with myki Money. From a creditworthiness point of view, this number should be at 30% or lower. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Find out how much to top up at Fares. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Go to Settings > Connected devices > NFC. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Myki Review | PCMag Children, seniors and concession go card holders travel at 50% of the normal adult fares. <> What is the best credit card for bad credit? Myki myths 3: credit expires after 90 days - no it doesn't Standard message rates apply. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. This may also be an anti money laundering thing. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen What is the best balance transfer credit card? Here are some tips to save on fees and interest on a balance transfer. You may be using an older version of Google Wallet. This will let you manage your myki as you would a physical myki card. I searched everywhere. For example, when your myki Money balance reaches $10, you could top up with $20.